Terms of Use

Teachers Mortgages is a trading name of Teachers Financial Planning Ltd a regulated firm that specialises in providing advice to teachers and education professionals. Since 2011 we’ve been helping teachers plan their finances during their working life and into retirement.

Jurisdiction

This site is intended for use only by those who are living in the United Kingdom to obtain advice on property finance and insurance within the United Kingdom

Governing Law

This site is governed by the laws of the United Kingdom within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.

Contact

If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved or if you have questions on a particular product or service please contact us.

Teachers Financial Planning Ltd
St James Business Centre
Wilderspool Causeway
Warrington
WA4 6PS

Telephone: 03452 69 69 90

Changes

We will update the content of this notice and website from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure that the information you are viewing is up to date.

Accuracy and Validity of Information

Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up to date, it is nonetheless supplied on an “as is” basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us. The information provided on this website should not be relied on as financial advice.

You agree, that the information supplied by you to us is truthful and accurate and understand that providing false information to a lender is a criminal offence.

Availability

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

Third Party Websites

This website may also contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.

Changes to your circumstances 

You do not need to inform us of any changes to your personal or financial circumstances through this website. You should however, report any changes to your circumstances to your adviser if you are currently applying or about to apply for mortgage finance.

Fees

We do not charge fees to arrange residential mortgages.

To arrange buy to let mortgages we charge a fee of £295 per mortgage on production of the mortgage offer, this fee is payable whether the loan completes or not.

To arrange a commercial loan, bridging or development finance we charge a fee of £995 upfront and 1% of the loan on completion.

To arrange equity release or home reversion plans we charge a fee of £995 that is payable on completion.

A full range of services and charges is available in Terms of Engagement.

Incentives

Teachers Financial Planning Ltd operate an incentive that rewards new clients with a £75 Amazon Gift card when they arrange a mortgage though the firm. The incentive is subject to the following terms below and we reserve the right to amend or withdraw this promotion at a later date.

1. 1. You have not previously arranged a mortgage or claimed a gift card for a mortgage or re-mortgage from Teachers Financial Planning Ltd.
   2. You arrange your mortgage or re-mortgage via the Teachers Financial Planning Ltd mortgage service. If you have arranged your own mortgage you will not be eligible for the gift card.
   3. The mortgage or re-mortgage that you are claiming the gift card for is a first charge mortgage for your residence or a property to be let out and is not a retirement mortgage or equity release product (although we do offer advice on these schemes).
   4. Your purchase or re-mortgage loan amount is for at least £50,000.  If your mortgage is lower than £50,000 we will still help you without charging a brokers fee for a residential mortgage, however you won’t be eligible for the Amazon gift card.
   5. The £75 Amazon gift card is due only for the first mortgage or re-mortgage processed through Teachers Financial Planning Ltd and you must have registered for the incentive before applying for a mortgage.
   6. The gift card will be processed and sent to the client within 30 days of the mortgage completing. It is conditional that the mortgage completes, if the mortgage does not complete for any reason then no gift card is due.