Terms and Conditions

The Teachers Mortgages website is operated Teachers Financial Planning Ltd a firm of independent financial advisers that specialises in providing advice to teachers and education professionals. Since 2011 we’ve been helping teachers plan their finances during their working life and into retirement.

Gift Card Incentive Terms & Conditions:

Teachers Financial Planning Ltd operate an incentive that rewards new clients with a £75 Amazon Gift card when they arrange a residential mortgage though the firm. The incentive is subject to the following terms below and we reserve the right to amend or withdraw this promotion at any time.

• You have not previously arranged and claimed a gift card for a mortgage or re-mortgage from Teachers Financial Planning Ltd.
• You arrange your mortgage or re-mortgage via the Teachers Financial Planning Ltd mortgage service. If you have arranged your own mortgage, you will not be eligible for the gift card.
• The mortgage or re-mortgage that you are claiming the gift card for, is for a residential property in the United Kingdom.
• Your purchase or re-mortgage loan amount is for at least £50,000. If your mortgage is lower than £50,000, we will still help you without charging an advice fee for a residential mortgage, however you won’t be eligible for the Amazon gift card.
• The £75 Amazon gift card is due only for the first mortgage or re-mortgage processed through Teachers Financial Planning Ltd and you must have registered for the incentive before applying for a mortgage.
• The gift card will be processed and sent to the client within 30 days of the mortgage completing by email. It is conditional that the mortgage completes. If the mortgage does not complete for any reason, then no gift card is due.

Jurisdiction

Information contained in the website is based upon UK legislation and regulation and is targeted at consumers based in the UK

Governing Law

This site is governed by the laws of the United Kingdom within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.

Contact

If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved or if you have questions on a particular product or service please contact us.

Teachers Financial Planning Ltd
St James Business Centre
Wilderspool Causeway
Warrington
WA4 6PS

Telephone: 03452 69 69 90

Changes

We will update the content of this notice and website from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure that the information you are viewing is up to date.

Availability

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

Third Party Websites

This website may also contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.

Changes to your circumstances 

You do not need to inform us of any changes to your personal or financial circumstances through this website. You should however, report any changes to your circumstances to your adviser if you are currently applying or about to apply for mortgage finance.

Fees

We do not charge fees to arrange residential mortgages.

To arrange buy to let mortgages we charge a fee of £495 per mortgage on production of the mortgage offer.

This fee is payable whether the loan completes or not.

To arrange a commercial loan, bridging or development finance we charge a fee of £995 upfront.

A full range of services and charges is available in our Terms of Engagement please ask us for our latest copy.